CREDEROOM - a digital era fintech company

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a digital era fintech company
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Already invested:
Bitcoin
294.09305703
Litecoin
3251.07358841
Ethereum
6348.13252814
Ethereum Classic
4803.31089699
Zcash
985.13191994
Dash
1041.13209112
Tokens sold:
CDRT
4000443.40085
The CREDEROOM project is a team of financial, security, legal and technical experts. We are raising funds in order to develop a lending company operating throughout the European Union.

We would like to present a combination of an old fashion business and the modern digital technologies. Similar to icebergs only small part of which is visible above the surface of the sea, the lending business is only a small part of the CREDEROOM project.

We plan to develop a high-power scalable platform aimed to ease management of financial assets and marketing actions. An open-source API and modern technologies will make us a company with a high cost-benefit ratio.

The whitepaper published here covers the business, technical and legal aspects of our project, the road map of its development and the description of the technologies for the CREDEROOM infrastructure we are working on.

We have spent time on development of our idea, the concept, vision and business plan, and now we are ready to present our project to public. We are making an offer to everyone who would like to become a part of the brand new, future world of Fintech.
Roadmap
2017
2018
2019
2020
2021
2022
IT Development Team
April 2017
Start of development of the software and technologies
in 2018
Development of the software and Technologies
2Q-3Q of 2018
Building the IT infrastructure
3Q of 2018
IT Audit
4Q of 2018
Zone A
IT Integration
in 2019
Development of the software and Technologies
4Q of 2019
Zone B
IT Integration
in 2020
Development of the software and Technologies
4Q of 2020
Zone C
IT Integration
in 2021
Development of the software and Technologies
4Q of 2021
Zone D
IT Integration
in 2022
Development of the software and Technologies
Administrative Team
16 Oct-15 Nov
ICO Campaign
15-21 Nov 2017
CDRT Tokens release
November 2017
Incorporation of The Main Company in Zug, Switzerland
December 2017
HR Campaign
2nd half of 2018
Zone A
Subsidiary Incorporation
Licenses
Head Offices
HR Training
Marketing
4Q of 2018
Development of Related Projects
2nd half of 2019
Zone B
Subsidiary Incorporation
Licenses
Head Offices
HR Training
Marketing
2nd half of 2020
Zone C
Subsidiary Incorporation
Licenses
Head Offices
HR Training
Marketing
2nd half of 2021
Zone D
Subsidiary Incorporation
Licenses
Head Offices
HR Training
Marketing
January 2022
EU-wide operation
European Union Coverage
Zone A
Zone B
Zone C
Zone D
Bulgaria, Croatia, Slovakia, Slovenia, Lithuania, Latvia, Estonia
Approx. market capacity: 15 million people;
Max. estimated credit portfolio, 1 year: 17 million EUR;
Estimated gross profit, 1 year: 25.5 million EUR.
Finland, Denmark, Cyprus, Malta, Sweden, Romania
Approx. market capacity: 26 million people;
Max. estimated credit portfolio, 1 year: 20 million EUR;
Estimated gross profit, 1 year: 30 million EUR.
Belgium, Netherlands, Austria, Czech Republic, Hungary, Portugal, Greece
Approx. market capacity: 52 million people;
Max. estimated credit portfolio 1 year: 100 million EUR;
Estimated gross profit 1 year: 110 million EUR.
Poland, Spain, France, Ireland, UK*, Germany
Approx. market capacity: 200 million people;
Max. estimated credit portfolio, 1 year: 150 million EUR;
Estimated gross profit, 1 year: 180 million EUR.
Group 41 Created with Sketch.
ICO Goals
1
3 million EUR
Zone A
Covered in 1 years
2
7 million EUR
Zones A + B
Covered in 2 years
3
15 million EUR
Zones A + B + ะก
Covered in 3 years
4
30 million EUR
EU Wide
Covered in 4 years
5
50 million EUR
Beyond The Limit
Approx. market capacity is equivalent of the population of the zone in the age between 18 and 65 years old. Certain risks exist when lending to young or elderly borrower. Still, our studies show that, in the long term, profits exceed possible risks. Max. estimated credit portfolio and Estimated gross profit are calculated considering reasonable costs of marketing campaign and reasonable number of staff for the first year of operation, in the selected zone. New estimated values for next year of operation will be published regularly 2 months prior to the end of a year.
CDRT Token Description
CDRT Tokens are smart contracts released by CREDEROOM and are compatible with any ERC20 Ethereum Wallets. Upon release CDRT Tokens will be sent to buyers Ethereum Address.

CREDEROOM will offer 50.000.000 CDRT Tokens during public ICO Campaign. Tokens not sold during ICO Campaign will be destroyed. The price of 1 CDRT Token is 1 EUR.
1
= 1 EUR
CREDEROOM will make every possible step to ensure that the value of CDRT Tokens will be high, for the benefit of both, existing tokens holders and potential tokens buyers.

- We will not emit additional tokens,
- We will do our best to list tokens on crypto exchanges,
- We will hold Reward Campaigns.
Buyback Campaign
Every year, on 15th October CREDEROOM will buy or in any another way acquire crypto currency Ethereum in the quantity equivalent to 10% of the profit* earned during the last financial year by The Main Company and not directly reinvested in growth and expansion.

This crypto currency will be used to buy the CDRT Tokens back from the market at the current price. The quantity of the CDRT Tokens that should be bought back will be determined every year by taking in consideration the price and availability on the market.
Profit Equivalent Campaign
Every year, on 10th October CREDEROOM will buy or in any another way acquire crypto currency Ethereum in the quantity equivalent to 20% of the profit* earned during the last financial year by The Main Company and not directly reinvested in growth and expansion. This crypto currency will be distributed among CDRT Tokens holders according to number of tokens owned.
Buy/Sell on Crypto Exchanges
You can benefit from CDRT Tokens acquisition by keeping it and receiving Rewards
or
You can sell your CDRT Tokens on crypto markets and get extra crypto currency into your pocket!
ICO Structure
All CDRT Tokens released by CREDEROOM are equal and their owners have the same rights
Max 50.000.000
0%
93%
public offer
5%
reserved for founders and teams
Founders and Team CDRT Tokens are locked with smart contract for one year
2%
Bounty
Campaign
100%
Bonuses
pre-ICO
BY REQUEST
1-3 day
+20%
4-7 day
+15%
2 week
+10%
3 week
+5%
4 week
0%
Bounty
20%
Facebook Bounty Campaign
20%
Twitter Bounty Campaign
20%
BitcoinTalk Signatures Campaign
20%
Translations Campaign
10%
Publications
10%
Reserve
Executive Team
Developers Team
Mark Kristen
Mark Kristen
Full-Stack Developer
Seth Campbell
Seth Campbell
Full-Stack Developer

The core team at our Edinburgh HQ and Riga office

...is growing fast. Updated Team photo coming soon.

Advisers
Matthew Stanton
Matthew Stanton
Legal Adviser
Alexandr Dorofejev
Alexandr Dorofejev
CEO at Kuper Formation LLP, London
Igor Sorokin
Igor Sorokin
Legal Adviser
Publications